If your property is unoccupied for a prolonged period of time, standard building insurance may not provide the appropriate protection. Our specialist landlord unoccupied property insurance covers your property for loss, damage and more during periods of vacancy – Restormel Insurance Services can provide a quote in just a few minutes.
At some point, almost every landlord will have at least one property unoccupied. At times like this, there is a real concern about the possible reduction in income, and also, what might happen if the unoccupied property is broken into or it becomes damaged.
As with all insurance policies, there are different levels of cover available: fire, earthquake, lightning, explosions, subsidence, theft, water leaks, malicious damage, storms and floods.
If your property is unoccupied pending probate, during renovation, pending sale, or letting to new tenants, please contact us to find out more about our unoccupied property insurance.

Last year I contacted Chris, regarding insuring a farm property and bungalow, which were unoccupied. Insurance facilities were set up instantly and efficiently with a choice of cover. I’ve now sold a property, contacted Chris, received an email confirming that the cover was cancelled and could I supply bank details for the refund. Unbelievably the refund was in the bank account within three working days.
Fantastic service from beginning to end.
Highly recommend their services.
J Thomas
21/09/25