Unoccupied Undergoing Works Insurance Cornwall

Unoccupied Undergoing Works Insurance covers your unoccupied properties while any type of work is being done. If landlords don’t inform their insurance company that work is ongoing, this is likely to result in the claim being refused, in the event of something going wrong.

It’s important to get this type of insurance to ensure continual cover, as many landlord insurance policies don’t stretch to empty properties – more often than not, they definitely don’t cover properties undergoing work. This can cause a problem for landlords if an unexpected emergency occurs in these circumstances.

This type of policy will protect the landlord’s investment while renovation work is carried out. It can cover properties either when they are being renovated between tenants, or when the landlord is developing and renovating a new property and something unexpected happens.

It will cover the rental property against damage from fire, flood or vandalism, both when the property is empty and when it’s undergoing work. The option to cover any contents provided by the landlord is also available. This can include carpets, white goods and even all of the furnishings if it’s a fully-furnished let.

There are also options to cover accidental damage, property owner’s liability, alternative accommodation insurance, a loss of rent cover and more.