Landlords Let Property Insurance Cornwall
Landlords’ insurance is home insurance designed specifically for rental properties. If the worst happens, it gives you the necessary protection for your property investment. Many mortgage lenders make it a condition of taking out a buy-to-let mortgage.
Your regular home insurance may not cover a rented property if you’re not living there. This is because rental properties have specific issues that are unlikely to arise with the property where you live.
Landlords’ insurance is specifically designed to provide cover for the issues that may arise with rental properties – as you can’t always get an up-to-date and accurate assessment of its condition. Tenants may let general maintenance issues, such as damp, get out of hand or they may cause damage, either through carelessness or deliberately. As a landlord, you may be liable if a tenant is injured while in your property.
You could take out rental property insurance to provide cover if you can’t rent it out because of damage, or liability insurance in the event you’re taken to court. This can include property owners’ public liability or employers’ liability.
Contact us to find out more about our landlords’ let property insurance or proceed with our online quote.
