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Home Insurance Cornwall

Your home is likely your biggest and most valuable asset, so having the correct household insurance in Cornwall is essential. Whether you own a new build, barn conversion, stone cottage or farmhouse, the team at Restormel Insurance Services will ensure your property has the right protection.

Events such as fire, flood, burst pipes, vandalism or impact damage can cause significant harm to your home and may require expensive works to restore it to a liveable state. Home insurance allows you to access funds for repairs and rebuilding if necessary. The options available are divided into Buildings Insurance and Contents Insurance, which can be bought separately or together.

Designed to protect your possessions inside the home, our Contents Insurance will cover items like furniture, clothes, white goods and sometimes carpets – anything that you can take with you when you move. This type of policy will also cover you for damage or theft.

To cover the property’s physical structure, our Buildings Insurance usually includes the roof, floors, walls, permanent fixtures (e.g. fitted wardrobes or kitchen units) and outdoor structures such as garages, sheds, fences, or any legally connected cables, pipes and drains. Many lenders also require building cover as part of your mortgage agreement.

Choosing a local insurance provider means you benefit from a personalised service and expert guidance from people who are actively involved in the county’s community. We’re easy to reach when you need us. Our team will help you find a competitive quotation, with cover that suits your needs.

If you require any additional information about our home insurance in Cornwall, please contact us.

Household Insurance Cornwall | Home Insurance Cornwall

Testimonial

Sara @ Restormel Insurance Services gave a professional friendly service. Nothing too much trouble. Found the best option for me, again. Highly recommend.

D Mills
21/06/22

Application Form

    Your Details:

    Your Name*

    Your Email*

    Address*

    Post Code*

    Telephone*

     

    Insured Details:

    Name*

    Occupation*

    Date Of Birth*

    Marital Status*
    MarriedSingle

    Current Insurer*

    Expiry Date of Current Insurance*

    Have You Had Any Claims Or Losses In The Last 5 Years?*
    YesNo

    Details Of Claim*

     

    Property Details:

    Is The Address To Be Insured The Same As The One Above?*
    YesNo

    Address Of Property To Be Insured*

    Postcode Of Property To Be Insured*

    What Year Was The Property Built?*

    What Type Of Property Is It?*

    Number Of Bedrooms*

    Number Of Bathrooms*

    What Is The House Made Of?*

    What Is The Roof Made Of?*

    Do You Own Or Rent?*

    Does The Property Have A Garage?*
    YesNo

    What Type Of Garage Is It?*

    Is The Property A Listed Building?*
    YesNo

    Are There Any Trees Within 7 Metres Of The Property?*
    YesNo

    Does Any Occupant In The Property Smoke?*
    YesNo

    Is The Property Situated Within 250m Of Any Cliffs, Quarries, Rivers, etc.?*
    YesNo

    Is The Property In A Good State Of Repair?*
    YesNo

    Is The Property In A Flood Free Area?*
    YesNo

    Does The Property Have A Self Contained Entrance?*
    YesNo

    Is The Property In An Area Free From Subsidence, Heave & Landslip?*
    YesNo

    Is The Property Underpinned?*
    YesNo

    Total Number Of Occupants In The Property*

    Are Any Of The Occupants Not Members Of Your Family?*
    YesNo

    How Many Occupants Are Under 18 Years Old?*

    Approximately How Many Hours Per Day Is The Property Unoccupied?*

    Approximately How Many Hours Per Night Is The Property Unoccupied?*

    Is The Property Or Any Part Of It Occupied For Business Purposes?*
    YesNo

    Details Of The Business Use*

     

    Cover Details

    Buildings Cover

    What Is The Rebuilding Cost Of The Property?*

    Do You Require Accidental Damage Cover For The Building?*
    YesNo

    Do You Have Any No Claims Discount Relating To The Building's Cover?*
    YesNo

    How Much? (% Or Years)*

    Do You Require Contents Insurance?*
    YesNo

     

    Contents Insurance

    How Much Cover Do You Require?*

    Do You Require Cover For Frozen Food?*
    YesNo

    How Much Cover Do You Require?*

    Do You Require Cover For Money?*
    YesNo

    How Much Cover Do You Require?*

    Do You Require Cover For Credit Cards?*
    YesNo

    How Much Cover Do You Require?*

    Description And Value Of Any Items You Wish To Specify On The Policy*

    Do You Want To Include Accidental Damage Cover?*
    YesNo

    Does The Property Have An Alarm?*
    YesNo

    Type Of Alarm*

    Was The Alarm Professionally Installed?*
    YesNo

    Who Installed The Alarm?*

    Does The Alarm System Have A Maintenance Contract?*
    YesNo

    Do You Have Any No Claims Discount Relating To The Contents Cover?*
    YesNo

    How Much? (% Or Years)*

    What Level Of Excess Do You Want? (£)*

     

    We need to store your personal details so we can respond to you. For more information please read our privacy policy.

    Can We Store Your Data For Future Use? (Your Data Will Not Be shared)
    YesNo

     

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